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Student Budget Calculator

Use this calculator to help analyze your budget as a full-time student. This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. This calculator allows you to input your expenses and income for an eight-month school year, running from September through to April.

Definitions

Payment Frequency
Each item in your budget can be schedule to be paid as follows:

Payment frequency Payment Will Happen
Start of school year One payment at the start of the school year
Semester 1 & 2 Two payments. One at the beginning of semester 1, the second at the beginning of semester 2.
Semester 2 One payment at the beginning of semester 2.
Monthly of school year A payment for each month of the school year, September through April

School Expenses
Tuition, textbooks, supplies and related materials, lab fees, library fees, photocopying and other related expenses.

Food and Groceries
Meal plan, groceries, eating out, snacks and other related expenses.

Living Expenses
Residence, electric, cell/pager, internet, rent, phone, cable, child care and other living expenses.

Professional Fees
Doctor, dentist, eye care, hair stylist, manicure/pedicure, masseuse/chiropractor, veterinarian, other.

Entertainment and Travel
Going out, movies , movie rental, CD's/DVD's, concerts, travel and other related expenses.

Clothing
Purchases, cleaning, repair and other related expenses.

Loans
Personal, credit cards and other related expenses.

Contributions and Gifts
Charity, church and other related expenses.

Savings and Investments
Savings towards short term goals, savings towards long term goals, other savings.

Miscellaneous
Membership dues, postage, health club, christmas gifts, birthday gifts, any other expenses.

Personal Toiletries
Hair care products (shampoo etc), body care products (razors etc), facial care products (make-up etc), prescription drugs/vitamins and other related expenses.

Transportation
Bus/Subway pass, car payments, gas/oil, licensing, visits home, insurance, maintenance and other related expenses.

Contributions and Income
Scholarships, fellowships/grants, other aid (such as federal loans), available savings, RESP's, family contributions, expected wages/tips, other income/assets.


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

** Nelson & District Credit Union nor its subsidiaries guarantee the accuracy of financial calculators provided on the zippitydodog web site. Calculations of said calculators do not in any way constitute an offer of products or rates on behalf of Nelson & District Credit Union or its subsidiaries. Java Runtime Environment (JRE) is a trademark or registered trademark of Sun Microsystems, Inc. in the United States and other countries. Nelson & District Credit Union is independent of Sun Microsystems, Inc.

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Zippity Do Dog - Financial Information For Youth